The Real Estate Guy™ · Phoenix metro REALTOR®
Buyer & seller guide · Heroes

Heroes buying or selling in Arizona.

Teachers, first responders, firefighters, law enforcement, medical professionals and military veterans: Chris Dunham has a special thank-you for heroes who buy or sell a home with him. Book a call and he will walk you through how it works today.

TeachersFirst respondersLaw enforcementMedicalMilitary
The short answer

What is Chris’s benefit for heroes?

It is Chris’s way of saying thank you to people who serve their communities and country. In his videos he calls it Heroes Home Advantage: when a hero buys or sells a home with him, Chris gives back part of his commission at the close of escrow.

Details have changed since Chris’s older videos were recorded, so he confirms what applies to you on a call. Book a call with Chris, or call or text 602-321-6188.

Who Chris names in his videos

  • Military service members and veterans
  • Police, sheriff’s deputies and correctional officers
  • Firefighters, paramedics and first responders
  • Doctors, nurses and medical professionals
  • Teachers, active or retired
Watch

The hero benefit, in Chris’s words.

Chris explains who he counts as a hero and why he gives back at the closing table. This video is from 2016, so ask Chris for current details.

Chris Dunham on YouTube0:592016
Why it matters to Chris

Why does Chris give back to heroes?

It is personal. Chris was born two and a half months early with severe asthma, spent many weekends in emergency rooms, and had paramedics come to his house; he says first responders are the reason he is still here. His first published book is dedicated to his high school English teacher.

He also comes from a military family. Chris tried to serve but was turned down because of his asthma, and in a 2025 video he shares that his son is in the U.S. Marine Corps. For VA loan basics, see the veteran home buyer guide.

Buying a home

How does the hero benefit work when you buy?

In Chris’s videos, the buyer benefit is a credit at the close of escrow, applied toward your closing costs. Your lender has to allow it, and Chris explains it cannot be used toward the down payment. He mentions costs like a home warranty as examples of what it can help cover.

Chris has said it works alongside other financing, including VA, FHA and conventional loans and down payment assistance programs. Your lender confirms what is allowed on your loan. New to buying? Start with the first-time buyer guide.

Questions to bring to your call

  • Does my role qualify today?
  • What could the credit look like at my price range?
  • Will my lender allow it on my loan?
  • Can it combine with my loan or down payment program?
Selling a home

Is there a benefit when a hero sells?

Yes. In Chris’s videos, when a hero lists and sells with him, the thank-you is applied to the seller’s net proceeds at closing by reducing his commission. If you are selling one home and buying another with him, Chris has said he applies the option that puts more money in your pocket.

See the Arizona home selling process for how a sale comes together.

Hero videos

Chris, on video.

Click any video to play it here. Several were recorded between 2013 and 2016 and mention figures and websites from that time, so confirm current details with Chris.

A thank-you to first responders2022 · 0:39
A thank-you to teachers2022 · 0:43
Home ownership for military veterans2024 · 0:47
Military veterans deserve more2025 · 0:23
Heroes Home Advantage for firefighters2013 · 1:54
Heroes Home Advantage for law enforcement2013 · 1:59
Heroes Home Advantage for medical professionals2013 · 1:48
Heroes Home Advantage for teachers2013 · 2:37
Heroes Home Advantage for military personnel2013 · 2:09
Getting started

How do I find out if I qualify?

Book a call, or call or text Chris at 602-321-6188. In his videos, Chris explains that he verifies you work, or have worked, in a qualifying role, then walks you through what applies to your purchase or sale.

Book a call with Chris or use the form below.

FAQ

Your questions, answered.

Who does Chris consider a hero?

In his videos, Chris names military service members and veterans, police and correctional officers, firefighters, paramedics and other first responders, doctors, nurses and other medical professionals, and teachers, whether active or retired. Ask Chris whether your role qualifies today.

Does the hero benefit apply when buying and when selling?

Yes. Chris’s videos describe a thank-you for heroes who buy a home with him and for heroes who list and sell a home with him.

Can the hero credit go toward my down payment?

In his videos, Chris explains that the buyer credit is applied toward closing costs at the close of escrow, not the down payment, and that your lender has to allow it.

Does it work with VA, FHA or down payment assistance?

Chris has said it works alongside other financing, including VA, FHA and conventional loans and down payment assistance programs. Your lender confirms what is allowed on your loan.

How much is the hero benefit?

It depends on your price and the current details of Chris’s program. Book a call and Chris will walk you through what it could look like for your purchase or sale.

Questions about your move?

Ask The Real Estate Guy.

Tell Chris where you are in the process and what you are trying to accomplish. He will reply with a practical next step for your Arizona purchase or sale.

  • Chris Dunham, The Real Estate Guy™ · Brokers HUB Realty
  • Buyers, sellers & investors across the Phoenix metro and Pinal County
  • Email: [email protected]
Chris
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