HOA fees & documents in Arizona.
Many Arizona homes sit inside a homeowners association. When one sells, the HOA usually charges a transfer fee and a disclosure fee, and the buyer receives the community’s documents to review during the 10-day inspection period. Chris confirms the fees with the management company so there are no surprises at closing.
What HOA fees do you pay when buying a home in Arizona?
Beyond the regular dues, most associations charge a transfer fee when ownership changes, and a disclosure fee for preparing the HOA documents. Chris says transfer fees typically run about $100 to $400, and can be higher in places like high-rise condominiums. Who pays which fee is spelled out in the purchase contract.
Chris verifies the actual amounts with the HOA management company during your inspection period.
Ask about every HOA
- Monthly or quarterly dues
- Transfer fee
- Disclosure fee
- Pending lawsuits
- Rules that affect how you use the home
HOA transfer fees, explained.
Chris explains what the transfer fee is, why associations charge it when a home changes hands, and the range he typically sees across the Valley.
What HOA documents do buyers get in Arizona?
Arizona law (A.R.S. § 33-1806) requires the association to provide a disclosure package when a home in a planned community sells. Chris points buyers to what is inside:
- Bylaws and the community rules
- Financial statements and the current budget
- Contact information for the association and management company
- Any pending lawsuits involving the association
- Insurance information
The HOA Planned Community Addendum attached to your contract sets the timing, and you review it all inside your 10-day inspection period.
More on HOAs.
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Your questions, answered.
How much is an HOA transfer fee in Arizona?
Chris says transfer fees typically run about $100 to $400, and can be higher in some communities such as high-rise condominiums. Your agent can confirm the exact fee with the management company.
What is an HOA disclosure fee?
A fee the association or its management company charges to prepare the disclosure documents required when a home in the community sells.
When do I review the HOA documents?
During your 10-day inspection period, alongside the home inspection and other due diligence.
What is in an Arizona HOA disclosure?
Under A.R.S. § 33-1806, items such as the bylaws and rules, financial statements and budget, association contacts, pending lawsuits, and insurance information.
Keep learning.
The Arizona Home Inspection Period
The 10-day inspection period, what the inspector checks, and how repair requests (the BINSR) work.
Read the guidePaperworkArizona Buyer Documents
The buyer-broker agreement, Buyer Advisory, agency disclosure, and other forms you sign before an offer.
Read the guideStep 2 · OfferMaking an Offer on a Home in Arizona
How an offer comes together in Arizona: the pre-offer documents, earnest money, concessions, and multiple offers.
Read the guideStep 4 · ClosingClosing on a Home in Arizona
Appraisal, title and escrow, closing costs, wire-fraud safety, the final walkthrough, and signing day.
Read the guideAsk The Real Estate Guy.
Tell Chris where you are in the process and what you are trying to accomplish. He will reply with a practical next step for your Arizona purchase or sale.
- Chris Dunham, The Real Estate Guy™ · Brokers HUB Realty
- Buyers, sellers & investors across the Phoenix metro and Pinal County
- Email: [email protected]
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